Side-by-side · Q2 2026 data
SouthStar Bank, S.S.B. vs American Momentum Bank
Metric by metric
| Measure | SouthStar Bank, S.S.B. | American Momentum Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 57 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 82 (stronger) | 71 |
| Funding & liquidity | 47 (stronger) | 34 |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 83rd | 16th |
| Total assets | $1.4B | $2.8B |
| Deposits / shares | $1.1B | $2.2B |
| Capital ratio | 13.28% | 19.24% (stronger) |
| Problem loans | 0.62% (stronger) | 3.52% |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 1.55% (stronger) | 1.27% |
| Loans ÷ deposits | 91.9% | 90.3% (stronger) |
| Uninsured deposits | 34.2% (stronger) | 47.5% |
| Offices | 16 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), SouthStar Bank, S.S.B. leads on 5 and American Momentum Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.