Side-by-side · Q2 2026 data
SouthStar Bank, S.S.B. vs Brazos National Bank
Metric by metric
| Measure | SouthStar Bank, S.S.B. | Brazos National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 47 | 50 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 83rd | 20th |
| Total assets | $1.4B | $27.6M |
| Deposits / shares | $1.1B | $11.1M |
| Capital ratio | 13.28% | 56.08% (stronger) |
| Problem loans | 0.62% (stronger) | 5.07% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 1.36% |
| Loans ÷ deposits | 91.9% (stronger) | 138.8% |
| Uninsured deposits | 34.2% | 9.9% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), SouthStar Bank, S.S.B. leads on 4 and Brazos National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.