Side-by-side · Q2 2026 data
SouthStar Bank, S.S.B. vs Columbus State Bank
Metric by metric
| Measure | SouthStar Bank, S.S.B. | Columbus State Bank |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 83 | 95 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 82 (stronger) | 57 |
| Funding & liquidity | 47 | 76 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 83rd | 90th |
| Total assets | $1.4B | $326.5M |
| Deposits / shares | $1.1B | $281.0M |
| Capital ratio | 13.28% | 14.47% (stronger) |
| Problem loans | 0.62% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 0.93% |
| Loans ÷ deposits | 91.9% | 7.8% (stronger) |
| Uninsured deposits | 34.2% (stronger) | 37.3% |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
Columbus State Bank has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), SouthStar Bank, S.S.B. leads on 2 and Columbus State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.