Side-by-side · Q2 2026 data
SouthStar Bank, S.S.B. vs Security State Bank & Trust
Metric by metric
| Measure | SouthStar Bank, S.S.B. | Security State Bank & Trust |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 83 (stronger) | 76 |
| Loan quality | 79 (stronger) | 26 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 47 | 63 (stronger) |
| Problem-loan coverage | 87 (stronger) | 73 |
| Peer percentile | 83rd | 40th |
| Total assets | $1.4B | $2.2B |
| Deposits / shares | $1.1B | $1.8B |
| Capital ratio | 13.28% (stronger) | 12.58% |
| Problem loans | 0.62% (stronger) | 2.22% |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | 1.55% | 2.07% (stronger) |
| Loans ÷ deposits | 91.9% | 85.4% (stronger) |
| Uninsured deposits | 34.2% | 25.7% (stronger) |
| Offices | 16 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 5.7% |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), SouthStar Bank, S.S.B. leads on 3 and Security State Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.