Side-by-side · Q2 2026 data
SouthTrust Bank, N.A. vs Atascosa Bank
Metric by metric
| Measure | SouthTrust Bank, N.A. | Atascosa Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 91 (stronger) | 4 |
| Earnings | 77 (stronger) | 44 |
| Funding & liquidity | 59 | 85 (stronger) |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 75th | 19th |
| Total assets | $578.8M | $81.7M |
| Deposits / shares | $504.4M | $71.5M |
| Capital ratio | 12.50% | 15.25% (stronger) |
| Problem loans | 0.27% (stronger) | 2.89% |
| Net charge-offs | 0.05% | -0.43% (stronger) |
| Return on assets | 1.43% (stronger) | 0.60% |
| Loans ÷ deposits | 65.5% | 28.6% (stronger) |
| Uninsured deposits | 47.0% | 28.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.0% | — |
SouthTrust Bank, N.A. has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), SouthTrust Bank, N.A. leads on 3 and Atascosa Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.