Side-by-side · Q2 2026 data
SouthTrust Bank, N.A. vs International Bank of Commerce
Metric by metric
| Measure | SouthTrust Bank, N.A. | International Bank of Commerce |
|---|---|---|
| TellerScore | 79 | 93 (stronger) |
| Capital cushion | 75 | 86 (stronger) |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 77 | 93 (stronger) |
| Funding & liquidity | 59 | 94 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 75th | 98th |
| Total assets | $578.8M | $567.8M |
| Deposits / shares | $504.4M | $457.0M |
| Capital ratio | 12.50% | 13.60% (stronger) |
| Problem loans | 0.27% | 0.07% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.30% |
| Return on assets | 1.43% | 1.81% (stronger) |
| Loans ÷ deposits | 65.5% | 30.7% (stronger) |
| Uninsured deposits | 47.0% | 21.1% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.0% | — |
International Bank of Commerce has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), SouthTrust Bank, N.A. leads on 1 and International Bank of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.