Side-by-side · Q2 2026 data
Southwest Bank vs Capital Bank
Metric by metric
| Measure | Southwest Bank | Capital Bank |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 63 (stronger) | 58 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 98 (stronger) | 88 |
| Funding & liquidity | 39 | 47 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 64th | 68th |
| Total assets | $693.7M | $689.7M |
| Deposits / shares | $610.6M | $608.7M |
| Capital ratio | 11.33% (stronger) | 10.81% |
| Problem loans | 0.34% | 0.01% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.95% (stronger) | 1.71% |
| Loans ÷ deposits | 79.8% (stronger) | 96.1% |
| Uninsured deposits | 52.0% | 31.0% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Capital Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Southwest Bank leads on 4 and Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.