Side-by-side · Q2 2026 data
Southwest Bank vs Pilgrim Bank
Metric by metric
| Measure | Southwest Bank | Pilgrim Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 63 (stronger) | 52 |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 98 (stronger) | 43 |
| Funding & liquidity | 39 | 68 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 64th | 37th |
| Total assets | $693.7M | $714.6M |
| Deposits / shares | $610.6M | $578.4M |
| Capital ratio | 11.33% (stronger) | 10.21% |
| Problem loans | 0.34% | 0.15% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 0.58% |
| Loans ÷ deposits | 79.8% | 79.7% (stronger) |
| Uninsured deposits | 52.0% | 26.2% (stronger) |
| Offices | 6 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.2% |
Southwest Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Southwest Bank leads on 3 and Pilgrim Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.