Side-by-side · Q2 2026 data
Southwest Capital Bank vs First New Mexico Bank of Silver City
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | Southwest Capital Bank | First New Mexico Bank of Silver City |
|---|---|---|
| TellerScore | 61 | 95 (stronger) |
| Capital cushion | 58 | 93 (stronger) |
| Loan quality | 45 | 95 (stronger) |
| Earnings | 69 | 96 (stronger) |
| Funding & liquidity | 68 | 97 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 20th | 99th |
| Total assets | $482.9M | $147.5M |
| Deposits / shares | $432.3M | $123.8M |
| Capital ratio | 10.82% | 14.27% (stronger) |
| Problem loans | 1.66% | 0.16% (stronger) |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.23% | 1.91% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 59.1% |
| Uninsured deposits | 43.9% | 18.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southwest Capital Bank leads on 1 and First New Mexico Bank of Silver City on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.