Side-by-side · Q2 2026 data
Southwest Capital Bank vs The Bank of Clovis
Metric by metric
| Measure | Southwest Capital Bank | The Bank of Clovis |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 58 | 58 |
| Loan quality | 45 | 92 (stronger) |
| Earnings | 69 | 71 (stronger) |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 20th | 64th |
| Total assets | $482.9M | $438.4M |
| Deposits / shares | $432.3M | $367.3M |
| Capital ratio | 10.82% | 10.84% (stronger) |
| Problem loans | 1.66% | 0.25% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.23% | 1.27% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 57.1% |
| Uninsured deposits | 43.9% | 38.6% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Clovis has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southwest Capital Bank leads on 1 and The Bank of Clovis on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.