Side-by-side · Q2 2026 data
Southwest Missouri Bank vs St. Louis Bank
Metric by metric
| Measure | Southwest Missouri Bank | St. Louis Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 38 |
| Capital cushion | 37 | 38 (stronger) |
| Loan quality | 92 (stronger) | 4 |
| Earnings | 61 (stronger) | 57 |
| Funding & liquidity | 83 (stronger) | 61 |
| Problem-loan coverage | 97 (stronger) | 49 |
| Peer percentile | 49th | 1st |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $995.3M |
| Capital ratio | 8.73% | 8.81% (stronger) |
| Problem loans | 0.25% (stronger) | 2.87% |
| Net charge-offs | 0.16% | -0.02% (stronger) |
| Return on assets | 1.03% (stronger) | 0.92% |
| Loans ÷ deposits | 60.7% (stronger) | 90.2% |
| Uninsured deposits | 30.3% | 23.6% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Southwest Missouri Bank has the higher TellerScore (68 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Southwest Missouri Bank leads on 4 and St. Louis Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.