Side-by-side · Q2 2026 data
Southwest Missouri Bank vs Triad Bank
Metric by metric
| Measure | Southwest Missouri Bank | Triad Bank |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 37 | 57 (stronger) |
| Loan quality | 92 | 93 (stronger) |
| Earnings | 61 | 75 (stronger) |
| Funding & liquidity | 83 (stronger) | 22 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 49th | 49th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $896.7M |
| Capital ratio | 8.73% | 10.74% (stronger) |
| Problem loans | 0.25% | 0.21% (stronger) |
| Net charge-offs | 0.16% | 0.13% (stronger) |
| Return on assets | 1.03% | 1.38% (stronger) |
| Loans ÷ deposits | 60.7% (stronger) | 89.1% |
| Uninsured deposits | 30.3% (stronger) | 59.2% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Southwest Missouri Bank leads on 2 and Triad Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.