Side-by-side · Q2 2026 data
Southwest Oklahoma Federal Credit Union vs Cherokee Strip Credit Union
Credit union
Southwest Oklahoma Federal Credit Union
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Southwest Oklahoma Federal Credit Union | Cherokee Strip Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 81 | 90 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 94th | 21st |
| Total assets | $116.4M | $106.0M |
| Deposits / shares | $94.1M | $94.7M |
| Capital ratio | 19.32% (stronger) | 9.86% |
| Problem loans | 0.88% | 0.55% (stronger) |
| Net charge-offs | 0.07% (stronger) | 1.36% |
| Return on assets | 2.00% (stronger) | -0.17% |
| Loans ÷ deposits | 79.3% | 70.7% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 10.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southwest Oklahoma Federal Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Southwest Oklahoma Federal Credit Union leads on 5 and Cherokee Strip Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.