Side-by-side · Q2 2026 data
Spark Federal Credit Union vs Connection Credit Union
Metric by metric
| Measure | Spark Federal Credit Union | Connection Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 77 | 80 (stronger) |
| Loan quality | 88 (stronger) | 69 |
| Earnings | 24 | 37 (stronger) |
| Funding & liquidity | 69 | 99 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 38th | 47th |
| Total assets | $30.0M | $40.4M |
| Deposits / shares | $26.0M | $34.9M |
| Capital ratio | 12.70% | 13.01% (stronger) |
| Problem loans | 0.35% (stronger) | 0.93% |
| Net charge-offs | 0.27% | -0.11% (stronger) |
| Return on assets | 0.11% | 0.41% (stronger) |
| Loans ÷ deposits | 91.1% | 60.8% (stronger) |
| Uninsured deposits | 6.2% | 5.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Connection Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Spark Federal Credit Union leads on 1 and Connection Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.