Side-by-side · Q2 2026 data
Spark Federal Credit Union vs Tacoma Longshoremen Credit Union
Metric by metric
| Measure | Spark Federal Credit Union | Tacoma Longshoremen Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 77 | 86 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 24 | 43 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 38th | 86th |
| Total assets | $30.0M | $116.9M |
| Deposits / shares | $26.0M | $101.2M |
| Capital ratio | 12.70% | 13.57% (stronger) |
| Problem loans | 0.35% | 0.07% (stronger) |
| Net charge-offs | 0.27% | -0.01% (stronger) |
| Return on assets | 0.11% | 0.59% (stronger) |
| Loans ÷ deposits | 91.1% | 29.4% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 14.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tacoma Longshoremen Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Spark Federal Credit Union leads on 1 and Tacoma Longshoremen Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.