Side-by-side · Q2 2026 data
Special Metals Federal Credit Union vs Mohawk Valley Federal Credit Union
Credit union
Special Metals Federal Credit Union
New Hartford, New York · Under $100 million in assets
Metric by metric
| Measure | Special Metals Federal Credit Union | Mohawk Valley Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 68 | 80 (stronger) |
| Loan quality | 61 | 71 (stronger) |
| Earnings | 3 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 22nd | 65th |
| Total assets | $22.1M | $61.9M |
| Deposits / shares | $19.5M | $53.8M |
| Capital ratio | 11.75% | 12.95% (stronger) |
| Problem loans | 1.18% | 0.86% (stronger) |
| Net charge-offs | 1.22% | 0.41% (stronger) |
| Return on assets | -0.42% | 1.20% (stronger) |
| Loans ÷ deposits | 56.2% | 49.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mohawk Valley Federal Credit Union has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Special Metals Federal Credit Union leads on 1 and Mohawk Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.