Side-by-side · Q2 2026 data
Spokane City Credit Union vs American Lake Credit Union
Metric by metric
| Measure | Spokane City Credit Union | American Lake Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 56 | 88 (stronger) |
| Loan quality | 96 (stronger) | 23 |
| Earnings | 37 (stronger) | 15 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 38th | 20th |
| Total assets | $65.9M | $59.6M |
| Deposits / shares | $58.4M | $49.0M |
| Capital ratio | 10.62% | 13.82% (stronger) |
| Problem loans | 0.11% (stronger) | 2.30% |
| Net charge-offs | 0.20% (stronger) | 2.75% |
| Return on assets | 0.43% (stronger) | -0.13% |
| Loans ÷ deposits | 85.8% | 48.5% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 4.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spokane City Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Spokane City Credit Union leads on 5 and American Lake Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.