Side-by-side · Q2 2026 data
Spokane Teachers Credit Union vs Peak Credit Union
Credit union
Spokane Teachers Credit Union
Liberty Lake, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Spokane Teachers Credit Union | Peak Credit Union |
|---|---|---|
| TellerScore | 57 | 58 (stronger) |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 54 | 59 (stronger) |
| Earnings | 47 (stronger) | 31 |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 78 | 81 (stronger) |
| Peer percentile | 17th | 19th |
| Total assets | $6.4B | $4.2B |
| Deposits / shares | $5.4B | $3.7B |
| Capital ratio | 10.38% | 11.31% (stronger) |
| Problem loans | 1.39% | 1.22% (stronger) |
| Net charge-offs | 0.64% (stronger) | 1.41% |
| Return on assets | 0.67% (stronger) | 0.29% |
| Loans ÷ deposits | 96.6% | 91.9% (stronger) |
| Uninsured deposits | 10.1% | 10.0% (stronger) |
| Offices | 34 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peak Credit Union has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Spokane Teachers Credit Union leads on 2 and Peak Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.