Side-by-side · Q2 2026 data
Spring Valley City Bank vs Financial Plus Credit Union
Metric by metric
| Measure | Spring Valley City Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 89 (stronger) | 82 |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 54 | 79 (stronger) |
| Funding & liquidity | 89 (stronger) | 84 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 86th | 86th |
| Total assets | $207.0M | $607.4M |
| Deposits / shares | $179.1M | $520.6M |
| Capital ratio | 13.86% (stronger) | 13.24% |
| Problem loans | 0.18% (stronger) | 0.45% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.84% | 1.48% (stronger) |
| Loans ÷ deposits | 69.1% (stronger) | 76.0% |
| Uninsured deposits | 17.3% | 6.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Spring Valley City Bank leads on 4 and Financial Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.