Side-by-side · Q2 2026 data
Spring Valley City Bank vs La Salle State Bank
Metric by metric
| Measure | Spring Valley City Bank | La Salle State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 89 (stronger) | 39 |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 54 (stronger) | 42 |
| Funding & liquidity | 89 | 95 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 86th | 37th |
| Total assets | $207.0M | $183.2M |
| Deposits / shares | $179.1M | $155.9M |
| Capital ratio | 13.86% (stronger) | 8.91% |
| Problem loans | 0.18% | 0.16% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.84% (stronger) | 0.56% |
| Loans ÷ deposits | 69.1% | 54.3% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 19.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spring Valley City Bank has the higher TellerScore (84 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Spring Valley City Bank leads on 4 and La Salle State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.