Side-by-side · Q2 2026 data
Springfield State Bank vs Eclipse Bank, Inc.
Metric by metric
| Measure | Springfield State Bank | Eclipse Bank, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 60 (stronger) | 43 |
| Funding & liquidity | 70 (stronger) | 49 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 75th | 20th |
| Total assets | $486.9M | $485.7M |
| Deposits / shares | $388.4M | $341.3M |
| Capital ratio | 14.04% (stronger) | 9.47% |
| Problem loans | 0.56% | 0.31% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.01% (stronger) | 0.58% |
| Loans ÷ deposits | 86.2% (stronger) | 120.7% |
| Uninsured deposits | 19.3% | 16.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Springfield State Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Springfield State Bank leads on 4 and Eclipse Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.