Side-by-side · Q2 2026 data
Springfield State Bank vs River City Bank, Inc.
Metric by metric
| Measure | Springfield State Bank | River City Bank, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 90 (stronger) | 67 |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 60 | 61 (stronger) |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 75th | 57th |
| Total assets | $486.9M | $494.9M |
| Deposits / shares | $388.4M | $438.3M |
| Capital ratio | 14.04% (stronger) | 11.72% |
| Problem loans | 0.56% | 0.36% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.01% | 1.02% (stronger) |
| Loans ÷ deposits | 86.2% | 85.2% (stronger) |
| Uninsured deposits | 19.3% (stronger) | 21.9% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
Springfield State Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Springfield State Bank leads on 3 and River City Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.