Side-by-side · Q2 2026 data
Springfield State Bank vs Whitaker Bank
Metric by metric
| Measure | Springfield State Bank | Whitaker Bank |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 90 (stronger) | 79 |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 70 | 80 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $486.9M | $1.9B |
| Deposits / shares | $388.4M | $1.6B |
| Capital ratio | 14.04% (stronger) | 12.89% |
| Problem loans | 0.56% | 0.21% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.01% | 1.42% (stronger) |
| Loans ÷ deposits | 86.2% | 67.3% (stronger) |
| Uninsured deposits | 19.3% (stronger) | 26.8% |
| Offices | 3 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Springfield State Bank leads on 3 and Whitaker Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.