Side-by-side · Q2 2026 data
Springs Valley Bank & Trust Company vs Freedom Bank
Metric by metric
| Measure | Springs Valley Bank & Trust Company | Freedom Bank |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 75 | 76 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 43 (stronger) | 42 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 80th | 82nd |
| Total assets | $675.3M | $585.7M |
| Deposits / shares | $589.6M | $505.7M |
| Capital ratio | 12.50% | 12.62% (stronger) |
| Problem loans | 0.14% (stronger) | 0.23% |
| Net charge-offs | -0.11% (stronger) | 0.01% |
| Return on assets | 1.85% | 2.26% (stronger) |
| Loans ÷ deposits | 86.4% (stronger) | 97.9% |
| Uninsured deposits | 42.5% | 33.4% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Springs Valley Bank & Trust Company leads on 3 and Freedom Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.