Side-by-side · Q2 2026 data
Spur Security Bank vs Bank of Texas
Metric by metric
| Measure | Spur Security Bank | Bank of Texas |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 74 | 80 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 50 | 86 (stronger) |
| Funding & liquidity | 62 (stronger) | 25 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 61st |
| Total assets | $140.6M | $543.6M |
| Deposits / shares | $127.3M | $451.2M |
| Capital ratio | 12.39% | 13.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% | 1.65% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 85.4% |
| Uninsured deposits | 36.8% (stronger) | 70.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spur Security Bank has the higher TellerScore (77 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Spur Security Bank leads on 4 and Bank of Texas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.