Side-by-side · Q2 2026 data
Spur Security Bank vs Peoples State Bank
Metric by metric
| Measure | Spur Security Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 74 (stronger) | 60 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 77th |
| Total assets | $140.6M | $140.0M |
| Deposits / shares | $127.3M | $126.5M |
| Capital ratio | 12.39% (stronger) | 11.02% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.75% | 1.81% (stronger) |
| Loans ÷ deposits | 74.2% | 35.8% (stronger) |
| Uninsured deposits | 36.8% (stronger) | 46.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Spur Security Bank leads on 4 and Peoples State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.