Side-by-side · Q2 2026 data
Spur Security Bank vs Texas National Bank
Metric by metric
| Measure | Spur Security Bank | Texas National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 74 (stronger) | 60 |
| Loan quality | 100 | 100 |
| Earnings | 50 (stronger) | 35 |
| Funding & liquidity | 62 | 94 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 57th |
| Total assets | $140.6M | $139.1M |
| Deposits / shares | $127.3M | $128.1M |
| Capital ratio | 12.39% (stronger) | 10.97% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% (stronger) | 0.38% |
| Loans ÷ deposits | 74.2% | 33.1% (stronger) |
| Uninsured deposits | 36.8% | 20.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spur Security Bank has the higher TellerScore (77 vs 74). On the 5 directional measures above (where higher or lower is clearly better), Spur Security Bank leads on 3 and Texas National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.