Side-by-side · Q2 2026 data
Spur Security Bank vs Texas Plains Federal Credit Union
Metric by metric
| Measure | Spur Security Bank | Texas Plains Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 74 | 93 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 50 | 50 |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 68th | 57th |
| Total assets | $140.6M | $71.2M |
| Deposits / shares | $127.3M | $60.3M |
| Capital ratio | 12.39% | 14.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 1.00% |
| Return on assets | 0.75% | 0.76% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 83.0% |
| Uninsured deposits | 36.8% | 3.3% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Spur Security Bank leads on 3 and Texas Plains Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.