TellerScore

Side-by-side · Q2 2026 data

SSB Bank vs Firstar Bank

Bank

SSB Bank

Spiro, Oklahoma · $100 million – $1 billion

80of 100
Strong

Bank

Firstar Bank

Sallisaw, Oklahoma · $1 billion – $10 billion

66of 100
Moderate

Metric by metric

MeasureSSB BankFirstar Bank
TellerScore80 (stronger)66
Capital cushion100 (stronger)40
Loan quality97 (stronger)77
Earnings2183 (stronger)
Funding & liquidity75 (stronger)64
Problem-loan coverage99 (stronger)89
Peer percentile77th40th
Total assets$129.9M$1.2B
Deposits / shares$104.7M$1.1B
Capital ratio17.01% (stronger)9.03%
Problem loans0.09% (stronger)0.68%
Net charge-offs0.05%0.04% (stronger)
Return on assets0.03%1.58% (stronger)
Loans ÷ deposits82.2%76.9% (stronger)
Uninsured deposits17.7% (stronger)31.9%
Offices311
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—3.7%

SSB Bank has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), SSB Bank leads on 4 and Firstar Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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