Side-by-side · Q2 2026 data
SSB Bank vs The Community State Bank
Metric by metric
| Measure | SSB Bank | The Community State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 21 | 54 (stronger) |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 77th | 31st |
| Total assets | $129.9M | $393.1M |
| Deposits / shares | $104.7M | $363.3M |
| Capital ratio | 17.01% (stronger) | 9.05% |
| Problem loans | 0.09% (stronger) | 0.26% |
| Net charge-offs | 0.05% (stronger) | 0.11% |
| Return on assets | 0.03% | 0.84% (stronger) |
| Loans ÷ deposits | 82.2% | 79.3% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 23.8% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
SSB Bank has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), SSB Bank leads on 5 and The Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Spiro, OK
- Talihina, OK