Side-by-side · Q2 2026 data
St. Clair County State Bank vs Community Bank of El Dorado Springs
Bank
Community Bank of El Dorado Springs
El Dorado Springs, Missouri · $100 million – $1 billion
Metric by metric
| Measure | St. Clair County State Bank | Community Bank of El Dorado Springs |
|---|---|---|
| TellerScore | 87 | 98 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 69 | 90 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 91st | 100th |
| Total assets | $231.8M | $143.6M |
| Deposits / shares | $195.7M | $120.4M |
| Capital ratio | 13.51% | 16.56% (stronger) |
| Problem loans | 0.24% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.85% | 2.29% (stronger) |
| Loans ÷ deposits | 90.1% | 70.0% (stronger) |
| Uninsured deposits | 15.8% | 10.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of El Dorado Springs has the higher TellerScore (98 vs 87). On the 7 directional measures above (where higher or lower is clearly better), St. Clair County State Bank leads on 1 and Community Bank of El Dorado Springs on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.