Side-by-side · Q2 2026 data
St. Landry Bank and Trust Company vs Rayne State Bank & Trust Company
Metric by metric
| Measure | St. Landry Bank and Trust Company | Rayne State Bank & Trust Company |
|---|---|---|
| TellerScore | 46 | 79 (stronger) |
| Capital cushion | 62 | 66 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 58 |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 5th | 75th |
| Total assets | $294.9M | $540.5M |
| Deposits / shares | $269.7M | $480.0M |
| Capital ratio | 11.20% | 11.58% (stronger) |
| Problem loans | 3.42% | 0.44% (stronger) |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 0.27% | 2.09% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 72.6% |
| Uninsured deposits | 27.5% (stronger) | 41.4% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 3.7% |
Rayne State Bank & Trust Company has the higher TellerScore (79 vs 46). On the 7 directional measures above (where higher or lower is clearly better), St. Landry Bank and Trust Company leads on 2 and Rayne State Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, LA
- Carencro, LA