Side-by-side · Q2 2026 data
St. Philip'S Church Federal Credit Union vs Gha Federal Credit Union
Credit union
St. Philip'S Church Federal Credit Union
New York, New York · Under $100 million in assets
Credit union
Gha Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | St. Philip'S Church Federal Credit Union | Gha Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 49th | 90th |
| Total assets | $1.3M | $29.7M |
| Deposits / shares | $799K | $24.4M |
| Capital ratio | 35.45% (stronger) | 17.51% |
| Problem loans | 10.67% | 0.56% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 3.37% (stronger) | 1.50% |
| Loans ÷ deposits | 15.9% (stronger) | 41.3% |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gha Federal Credit Union has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), St. Philip'S Church Federal Credit Union leads on 5 and Gha Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.