Side-by-side · Q2 2026 data
Star Bank vs American Heritage National Bank
Metric by metric
| Measure | Star Bank | American Heritage National Bank |
|---|---|---|
| TellerScore | 46 | 80 (stronger) |
| Capital cushion | 43 | 69 (stronger) |
| Loan quality | 31 | 100 (stronger) |
| Earnings | 41 | 74 (stronger) |
| Funding & liquidity | 68 (stronger) | 60 |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 5th | 77th |
| Total assets | $445.8M | $604.7M |
| Deposits / shares | $384.6M | $523.8M |
| Capital ratio | 9.29% | 11.89% (stronger) |
| Problem loans | 2.07% | 0.00% (stronger) |
| Net charge-offs | 1.78% | -0.00% (stronger) |
| Return on assets | 0.52% | 1.36% (stronger) |
| Loans ÷ deposits | 91.9% | 83.3% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 29.7% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 4.4% |
American Heritage National Bank has the higher TellerScore (80 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Star Bank leads on 1 and American Heritage National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.