Side-by-side · Q2 2026 data
Star Bank vs American National Bank of Minnesota
Metric by metric
| Measure | Star Bank | American National Bank of Minnesota |
|---|---|---|
| TellerScore | 46 | 65 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 31 | 67 (stronger) |
| Earnings | 41 | 74 (stronger) |
| Funding & liquidity | 68 (stronger) | 51 |
| Problem-loan coverage | 67 | 85 (stronger) |
| Peer percentile | 5th | 29th |
| Total assets | $445.8M | $473.2M |
| Deposits / shares | $384.6M | $347.6M |
| Capital ratio | 9.29% | 10.85% (stronger) |
| Problem loans | 2.07% | 1.00% (stronger) |
| Net charge-offs | 1.78% | 0.01% (stronger) |
| Return on assets | 0.52% | 1.35% (stronger) |
| Loans ÷ deposits | 91.9% (stronger) | 109.7% |
| Uninsured deposits | 10.9% (stronger) | 13.1% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 3.4% |
American National Bank of Minnesota has the higher TellerScore (65 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Star Bank leads on 2 and American National Bank of Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.