Side-by-side · Q2 2026 data
Star Bank vs First National Bank Minnesota
Metric by metric
| Measure | Star Bank | First National Bank Minnesota |
|---|---|---|
| TellerScore | 46 | 64 (stronger) |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 31 | 63 (stronger) |
| Earnings | 41 | 74 (stronger) |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 67 | 85 (stronger) |
| Peer percentile | 5th | 26th |
| Total assets | $445.8M | $437.8M |
| Deposits / shares | $384.6M | $373.1M |
| Capital ratio | 9.29% | 9.81% (stronger) |
| Problem loans | 2.07% | 1.12% (stronger) |
| Net charge-offs | 1.78% | 0.19% (stronger) |
| Return on assets | 0.52% | 1.35% (stronger) |
| Loans ÷ deposits | 91.9% | 87.0% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 16.5% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 16.9% |
First National Bank Minnesota has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Star Bank leads on 1 and First National Bank Minnesota on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.