Side-by-side · Q2 2026 data
Star Bank vs Lake Central Bank
Metric by metric
| Measure | Star Bank | Lake Central Bank |
|---|---|---|
| TellerScore | 46 | 86 (stronger) |
| Capital cushion | 43 | 62 (stronger) |
| Loan quality | 31 | 99 (stronger) |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 68 | 81 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 5th | 90th |
| Total assets | $445.8M | $291.3M |
| Deposits / shares | $384.6M | $257.3M |
| Capital ratio | 9.29% | 11.15% (stronger) |
| Problem loans | 2.07% | 0.04% (stronger) |
| Net charge-offs | 1.78% | 0.00% (stronger) |
| Return on assets | 0.52% | 2.39% (stronger) |
| Loans ÷ deposits | 91.9% | 71.4% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 22.0% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 4.5% |
Lake Central Bank has the higher TellerScore (86 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Star Bank leads on 1 and Lake Central Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Annandale, MN