Side-by-side · Q2 2026 data
Star of Texas Credit Union vs Scott and White Employees Credit Union
Credit union
Scott and White Employees Credit Union
Temple, Texas · Under $100 million in assets
Metric by metric
| Measure | Star of Texas Credit Union | Scott and White Employees Credit Union |
|---|---|---|
| TellerScore | 66 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 | 90 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 32nd | 92nd |
| Total assets | $71.6M | $71.7M |
| Deposits / shares | $54.1M | $57.6M |
| Capital ratio | 22.32% (stronger) | 18.49% |
| Problem loans | 3.79% | 0.75% (stronger) |
| Net charge-offs | 0.30% | 0.14% (stronger) |
| Return on assets | 3.94% (stronger) | 2.26% |
| Loans ÷ deposits | 98.7% | 70.4% (stronger) |
| Uninsured deposits | 17.1% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scott and White Employees Credit Union has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Star of Texas Credit Union leads on 2 and Scott and White Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.