Side-by-side · Q2 2026 data
Star of Texas Credit Union vs West Texas Credit Union
Metric by metric
| Measure | Star of Texas Credit Union | West Texas Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 100 (stronger) | 24 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 74 | 88 (stronger) |
| Peer percentile | 32nd | 19th |
| Total assets | $71.6M | $70.3M |
| Deposits / shares | $54.1M | $63.1M |
| Capital ratio | 22.32% (stronger) | 9.30% |
| Problem loans | 3.79% | 1.07% (stronger) |
| Net charge-offs | 0.30% | 0.27% (stronger) |
| Return on assets | 3.94% (stronger) | 0.11% |
| Loans ÷ deposits | 98.7% | 60.2% (stronger) |
| Uninsured deposits | 17.1% | 7.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star of Texas Credit Union has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Star of Texas Credit Union leads on 3 and West Texas Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.