Side-by-side · Q2 2026 data
Star USA Federal Credit Union vs One Community Federal Credit Union
Credit union
Star USA Federal Credit Union
Charleston, West Virginia · $100 million – $1 billion
Credit union
One Community Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Star USA Federal Credit Union | One Community Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 63 (stronger) |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 67 (stronger) | 62 |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 70 | 84 (stronger) |
| Peer percentile | 26th | 29th |
| Total assets | $153.0M | $100.9M |
| Deposits / shares | $129.0M | $89.3M |
| Capital ratio | 10.61% | 10.89% (stronger) |
| Problem loans | 0.98% (stronger) | 1.15% |
| Net charge-offs | 0.34% (stronger) | 0.56% |
| Return on assets | 0.70% | 0.75% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 83.5% |
| Uninsured deposits | 2.4% | 1.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
One Community Federal Credit Union has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Star USA Federal Credit Union leads on 3 and One Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.