Side-by-side · Q2 2026 data
Starion Bank vs BNC National Bank
Metric by metric
| Measure | Starion Bank | BNC National Bank |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 44 | 72 (stronger) |
| Loan quality | 52 | 72 (stronger) |
| Earnings | 66 (stronger) | 65 |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 15th | 63rd |
| Total assets | $2.1B | $1.0B |
| Deposits / shares | $1.8B | $915.8M |
| Capital ratio | 9.45% | 12.21% (stronger) |
| Problem loans | 1.45% | 0.84% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.61% |
| Return on assets | 1.14% (stronger) | 1.14% |
| Loans ÷ deposits | 69.4% (stronger) | 78.8% |
| Uninsured deposits | 44.6% | 32.5% (stronger) |
| Offices | 16 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 14.5% |
BNC National Bank has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Starion Bank leads on 3 and BNC National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.