Side-by-side · Q2 2026 data
Starr County Teachers Federal Credit Union vs Houston Highway Credit Union
Credit union
Starr County Teachers Federal Credit Union
Rio Grande City, Texas · Under $100 million in assets
Metric by metric
| Measure | Starr County Teachers Federal Credit Union | Houston Highway Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 83 (stronger) | 62 |
| Earnings | 86 (stronger) | 35 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 94th | 28th |
| Total assets | $47.4M | $48.4M |
| Deposits / shares | $39.1M | $42.0M |
| Capital ratio | 16.85% (stronger) | 10.92% |
| Problem loans | 0.51% (stronger) | 1.14% |
| Net charge-offs | 0.21% (stronger) | 0.32% |
| Return on assets | 1.64% (stronger) | 0.39% |
| Loans ÷ deposits | 22.7% (stronger) | 52.1% |
| Uninsured deposits | 0.0% (stronger) | 9.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Starr County Teachers Federal Credit Union has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Starr County Teachers Federal Credit Union leads on 7 and Houston Highway Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.