Side-by-side · Q2 2026 data
State Bank & Trust Company vs Citizens Bank & Trust Company of Vivian, Louisiana
Bank
Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | State Bank & Trust Company | Citizens Bank & Trust Company of Vivian, Louisiana |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 56 (stronger) | 53 |
| Loan quality | 85 (stronger) | 71 |
| Earnings | 80 (stronger) | 41 |
| Funding & liquidity | 73 | 89 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 57th | 26th |
| Total assets | $165.1M | $159.6M |
| Deposits / shares | $145.3M | $146.7M |
| Capital ratio | 10.63% (stronger) | 10.31% |
| Problem loans | 0.46% (stronger) | 0.87% |
| Net charge-offs | -0.05% (stronger) | 0.01% |
| Return on assets | 1.50% (stronger) | 0.52% |
| Loans ÷ deposits | 78.8% | 46.8% (stronger) |
| Uninsured deposits | 22.4% (stronger) | 25.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.3% |
State Bank & Trust Company has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), State Bank & Trust Company leads on 6 and Citizens Bank & Trust Company of Vivian, Louisiana on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.