Side-by-side · Q2 2026 data
State Bank & Trust of Kenmare vs Union State Bank of Hazen
Metric by metric
| Measure | State Bank & Trust of Kenmare | Union State Bank of Hazen |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 42 (stronger) | 40 |
| Loan quality | 63 | 71 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 80 | 96 (stronger) |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 22nd | 29th |
| Total assets | $201.1M | $257.4M |
| Deposits / shares | $182.8M | $226.7M |
| Capital ratio | 9.25% (stronger) | 8.96% |
| Problem loans | 1.10% | 0.88% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.15% (stronger) | 1.09% |
| Loans ÷ deposits | 45.8% (stronger) | 64.4% |
| Uninsured deposits | 33.5% | 9.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union State Bank of Hazen has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), State Bank & Trust of Kenmare leads on 4 and Union State Bank of Hazen on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.