Side-by-side · Q2 2026 data
State Bank vs Century Credit Union
Metric by metric
| Measure | State Bank | Century Credit Union |
|---|---|---|
| TellerScore | 52 | 87 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 57 | 88 (stronger) |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 84 | 85 (stronger) |
| Problem-loan coverage | 54 | 97 (stronger) |
| Peer percentile | 8th | 91st |
| Total assets | $295.8M | $182.0M |
| Deposits / shares | $267.0M | $149.2M |
| Capital ratio | 9.23% | 17.55% (stronger) |
| Problem loans | 1.28% | 0.37% (stronger) |
| Net charge-offs | 0.66% | 0.27% (stronger) |
| Return on assets | 0.40% | 1.03% (stronger) |
| Loans ÷ deposits | 76.7% | 75.2% (stronger) |
| Uninsured deposits | 11.5% | 7.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 4.8% |
Century Credit Union has the higher TellerScore (87 vs 52). On the 7 directional measures above (where higher or lower is clearly better), State Bank leads on 0 and Century Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.