Side-by-side · Q2 2026 data
State Bank vs First State Bank
Metric by metric
| Measure | State Bank | First State Bank |
|---|---|---|
| TellerScore | 61 | 79 (stronger) |
| Capital cushion | 33 | 57 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 52 | 85 (stronger) |
| Funding & liquidity | 82 (stronger) | 67 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 19th | 63rd |
| Total assets | $74.9M | $72.5M |
| Deposits / shares | $68.2M | $61.7M |
| Capital ratio | 8.31% | 10.71% (stronger) |
| Problem loans | 0.70% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.80% | 1.62% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 89.5% |
| Uninsured deposits | 18.0% (stronger) | 18.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Bank leads on 3 and First State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.