Side-by-side · Q2 2026 data
State Bank vs FCN Bank, National Association
Metric by metric
| Measure | State Bank | FCN Bank, National Association |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 69 (stronger) | 49 |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 63 | 63 |
| Funding & liquidity | 27 | 72 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 47th | 53rd |
| Total assets | $916.1M | $812.5M |
| Deposits / shares | $764.1M | $706.5M |
| Capital ratio | 11.90% (stronger) | 9.92% |
| Problem loans | 0.13% | 0.02% (stronger) |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.07% (stronger) | 1.06% |
| Loans ÷ deposits | 91.5% | 77.5% (stronger) |
| Uninsured deposits | 52.2% | 24.5% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 5.7% |
FCN Bank, National Association has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), State Bank leads on 2 and FCN Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.