Side-by-side · Q2 2026 data
State Bank Financial vs Firefighters Credit Union
Metric by metric
| Measure | State Bank Financial | Firefighters Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 70 | 74 (stronger) |
| Funding & liquidity | 66 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 53rd | 83rd |
| Total assets | $512.1M | $133.0M |
| Deposits / shares | $439.0M | $110.4M |
| Capital ratio | 9.94% | 16.12% (stronger) |
| Problem loans | 0.11% (stronger) | 0.57% |
| Net charge-offs | -0.03% (stronger) | 0.17% |
| Return on assets | 1.25% | 1.35% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 100.9% |
| Uninsured deposits | 29.4% | 4.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Firefighters Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Bank Financial leads on 3 and Firefighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.