Side-by-side · Q1 2026 data
State Bank Northwest vs Portage Bank
Metric by metric
| Measure | State Bank Northwest | Portage Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 44 |
| Capital cushion | 92 (stronger) | 25 |
| Loan quality | 98 (stronger) | 62 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 58 (stronger) | 21 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 96th | 4th |
| Total assets | $223.0M | $116.2M |
| Deposits / shares | $185.4M | $93.6M |
| Capital ratio | 14.16% (stronger) | 7.49% |
| Problem loans | 0.05% (stronger) | 1.13% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.40% (stronger) | 0.69% |
| Loans ÷ deposits | 85.1% (stronger) | 92.8% |
| Uninsured deposits | 30.8% (stronger) | 56.2% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
State Bank Northwest has the higher TellerScore (91 vs 44). On the 7 directional measures above (where higher or lower is clearly better), State Bank Northwest leads on 6 and Portage Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.