TellerScore

Side-by-side · Q1 2026 data

State Bank Northwest vs Slo Credit Union

Bank

State Bank Northwest

Spokane Valley, Washington · $100 million – $1 billion

91of 100
Very strong

Credit union

Slo Credit Union

San Luis Obispo, California · Under $100 million in assets

77of 100
Strong

Metric by metric

MeasureState Bank NorthwestSlo Credit Union
TellerScore91 (stronger)77
Capital cushion9295 (stronger)
Loan quality98 (stronger)93
Earnings100 (stronger)0
Funding & liquidity58100 (stronger)
Problem-loan coverage100 (stronger)99
Peer percentile96th57th
Total assets$223.0M$29.1M
Deposits / shares$185.4M$25.3M
Capital ratio14.16%14.47% (stronger)
Problem loans0.05% (stronger)0.20%
Net charge-offs0.00% (stronger)0.34%
Return on assets2.40% (stronger)-0.51%
Loans ÷ deposits85.1%54.5% (stronger)
Uninsured deposits30.8%7.1% (stronger)
Offices63
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

State Bank Northwest has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), State Bank Northwest leads on 4 and Slo Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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